lyvenqoraluth Logo

lyvenqoraluth

Business Finance Education

Privacy Policy

Your privacy matters to us at lyvenqoraluth

Last Updated: January 15, 2025
Effective Date: January 15, 2025

Introduction

lyvenqoraluth ("we," "our," or "us") is committed to protecting your privacy and personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website at lyvenqoraluth.com or use our business finance education services.

This policy applies to all users of our platform and complies with Canadian privacy legislation, including the Personal Information Protection and Electronic Documents Act (PIPEDA) and applicable provincial privacy laws.

Important Notice

By accessing our website or using our services, you acknowledge that you have read and understood this Privacy Policy and consent to the collection, use, and disclosure of your personal information as described herein.

Information We Collect

Personal Information

We collect personal information that you voluntarily provide to us when you register for our services, contact us, or participate in our educational programs. This may include:

Full Name Email Address Phone Number Mailing Address Professional Information Educational Background Payment Information

Automatically Collected Information

When you visit our website, we automatically collect certain information about your device and browsing behavior:

  • IP address and geographic location
  • Browser type and version
  • Operating system information
  • Pages visited and time spent on our site
  • Referring website information
  • Device identifiers and usage patterns

Cookies and Tracking Technologies

We use cookies, web beacons, and similar technologies to enhance your experience on our website. These technologies help us remember your preferences, analyze website traffic, and provide personalized content. You can control cookie settings through your browser preferences.

How We Use Your Information

We use the collected information for various legitimate business purposes, including:

  • Providing and maintaining our educational services and platform functionality
  • Processing registrations and managing user accounts
  • Communicating with you about our services, updates, and promotional offers
  • Processing payments and managing billing information
  • Personalizing your learning experience and recommending relevant content
  • Analyzing website usage to improve our services and user experience
  • Ensuring security and preventing fraud or unauthorized access
  • Complying with legal obligations and responding to regulatory requests
  • Conducting research and analytics to enhance our educational offerings
Marketing Communications

We may send you promotional emails about our services, special offers, and educational content. You can opt out of these communications at any time by clicking the unsubscribe link in our emails or contacting us directly.

Information Sharing and Disclosure

Service Providers

We may share your information with trusted third-party service providers who assist us in operating our website and delivering our services. These providers are contractually bound to protect your information and use it only for the purposes we specify.

Legal Requirements

We may disclose your information if required by law, court order, or government regulation, or if we believe such disclosure is necessary to:

  • Comply with legal processes or regulatory investigations
  • Protect our rights, property, or safety, or that of our users
  • Investigate potential violations of our terms of service
  • Respond to claims of illegal activity or intellectual property infringement

Business Transfers

In the event of a merger, acquisition, or sale of all or part of our business, your information may be transferred to the acquiring entity, subject to the same privacy protections outlined in this policy.

Your Privacy Rights

Under Canadian privacy law, you have several important rights regarding your personal information:

Access Rights

You can request access to the personal information we hold about you and receive a copy of this information in a commonly used format.

Correction Rights

You can request that we correct any inaccurate or incomplete personal information we have about you.

Deletion Rights

You can request that we delete your personal information, subject to certain legal and operational requirements.

Portability Rights

You can request that we transfer your personal information to another service provider in a structured, machine-readable format.

Objection Rights

You can object to certain types of processing of your personal information, particularly for marketing purposes.

Withdrawal of Consent

You can withdraw your consent for certain processing activities, though this may affect our ability to provide certain services.

To exercise any of these rights, please contact us using the information provided in the "Contact Information" section below. We will respond to your request within 30 days and may require verification of your identity before processing your request.

Data Security

We implement comprehensive security measures to protect your personal information against unauthorized access, disclosure, alteration, and destruction. Our security practices include:

  • Encryption of data in transit and at rest using industry-standard protocols
  • Regular security assessments and vulnerability testing
  • Access controls and authentication mechanisms for our systems
  • Employee training on privacy and security best practices
  • Secure data centers with physical and environmental controls
  • Regular backup and disaster recovery procedures
  • Incident response procedures for potential security breaches
Your Role in Security

While we implement strong security measures, you also play a role in protecting your information. Please use strong, unique passwords for your account, keep your login credentials confidential, and notify us immediately if you suspect any unauthorized access to your account.

Data Retention

We retain your personal information only as long as necessary to fulfill the purposes for which it was collected and to comply with legal requirements. Our retention periods vary based on the type of information:

Account Information
Retained while your account is active plus 7 years after account closure for legal compliance
Payment Data
Credit card information is not stored; transaction records kept for 7 years for tax and auditing purposes
Communication Records
Email communications retained for 3 years; support tickets maintained for 5 years
Website Analytics
Anonymized usage data retained for 2 years for service improvement purposes
Marketing Data
Deleted immediately upon unsubscribe; suppression lists maintained indefinitely to honor opt-out requests

When personal information is no longer required, we securely delete or anonymize it in accordance with our data retention and disposal policies.

International Data Transfers

While lyvenqoraluth operates primarily in Canada, some of our service providers may be located outside of Canada, including in the United States. When we transfer your personal information outside of Canada, we ensure appropriate safeguards are in place:

  • Contractual commitments requiring adequate protection of your information
  • Verification that recipient countries have adequate privacy protection laws
  • Implementation of additional security measures for international transfers
  • Regular monitoring of third-party compliance with privacy obligations

By using our services, you consent to the transfer of your information to these jurisdictions for the purposes described in this Privacy Policy.

Children's Privacy

Our services are not intended for individuals under the age of 18. We do not knowingly collect personal information from children under 18. If we become aware that we have collected personal information from a child under 18, we will take immediate steps to delete that information.

If you are a parent or guardian and believe your child has provided us with personal information, please contact us immediately so we can address the situation appropriately.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices, technology, legal requirements, or other factors. When we make material changes, we will:

  • Post the updated policy on our website with a new effective date
  • Notify registered users via email about significant changes
  • Provide a summary of key changes when updates are made
  • Allow a reasonable transition period before new policies take effect

We encourage you to review this Privacy Policy periodically to stay informed about how we are protecting your information. Your continued use of our services after any changes constitutes acceptance of the updated policy.

Contact Information

If you have questions about this Privacy Policy, wish to exercise your privacy rights, or need to report a privacy concern, please contact us:

Privacy Officer
lyvenqoraluth Finance Education
102 Commerce Park Dr Unit 10
Barrie, ON L4N 6J9
Canada
Email:
info@lyvenqoraluth.com
Phone:
+12048908904
Response Time:
We aim to respond to all privacy inquiries within 30 days
Privacy Commissioner

If you are not satisfied with our response to your privacy concerns, you have the right to file a complaint with the Office of the Privacy Commissioner of Canada or your provincial privacy commissioner.